Privacy Policy

Effective Date: 9th March 2025
Last Updated: 14th March 2025

‍1. Introduction
Welcome to CreditCardPromo.sg ("Website"), operated by Leadlicious Marketing ("Company," "we," "us," or "our"). Your privacy is important to us, and we are committed to ensuring that your personal data is protected in accordance with Singapore’s Personal Data Protection Act 2012 (PDPA). This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use our Website. By accessing or using our Website, you agree to the terms of this Privacy Policy.
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2. Information We Collect
‍We may collect and process the following types of personal information:

‍2.1 Information You Provide to Us
Contact Information (e.g., name, email address, phone number) when you subscribe to newsletters, submit inquiries, or contact us. User Preferences (e.g., selected credit card filters, saved comparisons) when using our Website’s tools.

‍2.2 Information Collected Automatically
‍When you visit our Website, we may collect: Device and Browser Information (e.g., IP address, browser type, operating system, device identifiers). Usage Data (e.g., pages visited, time spent on the site, referral sources, interactions with filters and tools). Cookies and Tracking Technologies (e.g., Google Analytics, Facebook Pixel) to improve user experience and optimize our Website. 2.3 Information from Third-Party Partners We may receive anonymized analytics or marketing data from partners, including affiliate networks and advertising platforms, to assess Website performance and user trends.
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3. How We Use Your Information
‍We use the collected information for the following purposes:To provide and improve our credit card comparison and filtering services.To personalize your user experience by remembering preferences.To analyze and enhance Website performance, usability, and security.To send periodic emails or promotional content (only if you opt-in).To comply with legal obligations and prevent fraudulent activities.
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4. Disclosure of Your Information
‍We do not sell, rent, or trade your personal information. However, we may share data with the following parties:

‍4.1 Service Providers
‍We may share your information with trusted third-party vendors (e.g., web hosting, analytics, payment processors) who assist in operating our Website.

‍4.2 Affiliate Partners
‍Since our Website monetizes through affiliate links, we may disclose non-identifiable tracking information to our affiliate partners to attribute referrals correctly.

‍4.3 Legal Compliance & Protection
‍We may disclose personal data if required by law, regulatory authorities (e.g., PDPC Singapore), or to protect our rights, safety, and users.
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5. Cookies & Tracking Technologies
‍Our Website uses cookies to:
-Enhance site functionality and improve user experience.
-Track affiliate link performance and referral sources.
-Monitor analytics to optimize website traffic and content strategy.
-You can manage cookie preferences via your browser settings. However, disabling cookies may affect the Website’s performance.
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6. Data Security & Retention
‍We take reasonable precautions to safeguard your personal data against unauthorized access, alteration, disclosure, or destruction. Security measures include SSL encryption, access controls, and firewall protections.We retain personal data only as long as necessary for business, legal, and operational purposes.

7. Your Rights Under PDPA (Singapore)
‍Under the Personal Data Protection Act (PDPA), you have the right to:
‍Access Your Data – Request details of personal data we hold about you.
‍Correction Requests – Request amendments to inaccurate or incomplete data.
‍Withdraw Consent – Opt-out of marketing communications at any time.
‍Request Data Deletion – Under certain circumstances, request that we erase your personal data.
To exercise these rights, please contact us at creditcardpromo.sg@gmail.com

8. Third-Party Links & Affiliate Marketing
Our Website contains links to third-party websites (e.g., banks, credit card issuers, affiliate partners). Clicking on these links may redirect you to external sites that operate under their own privacy policies. We encourage users to review their privacy practices, as we are not responsible for third-party data handling.

9. Changes to This Privacy Policy
‍We may update this Privacy Policy periodically. Any significant changes will be posted on this page with an updated “Last Updated” date. Continued use of our Website after updates constitutes acceptance of the revised policy.
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10. Contact Us
‍If you have questions about this Privacy Policy or your data rights, please contact admin at:
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Website: https://creditcardpromo.sg
Email: creditcardpromo.sg@gmail.com
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‍ -Legal Disclaimer -
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‍This Privacy Policy is governed by Singapore law. Any disputes arising from this policy shall be resolved under the jurisdiction of Singapore courts.
‍By using our Website, you acknowledge that you have read and agree to this Privacy Policy.